Certificates of Deposit

• Various terms are available from 1 month to 5 years
• Interest rates set weekly
• Automatic renewal convenience
• Minimum deposit to open $1,000x

Early Withdrawal Penalty: If you redeem a Certificate of Deposit (CD) prior to maturity, you will incur an early withdrawal penalty.

• For a CD with a twelve (12) month or shorter term, the penalty is three (3) months interest, regardless of when you redeem the account prior to maturity.
• For a CD with a term greater than twelve (12), the penalty is six (6) months interest, regardless of when you redeem the account prior to maturity.
• If any Certificate of Deposit owner dies or is declared legally incompetent, the Certificate of Deposit can be redeemed early, without penalty.

Interest Rates subject to change without notice.

Terms up to 1 year

Interest may be added back to the CD or paid by check at maturity or deposited into a FacuBank and Trust account monthly or at maturity.

Terms greater than 1 year

Interest may be added back to the CD or paid by check annually and at maturity, or deposited into a FacuBank and Trust account monthly, quarterly, or annually.

For further information about applicable fees and terms, please contact an employee of the bank.

For information on interest bearing checking, money market, and savings accounts, please contact an employee of the bank.

Benefits:

• Competitive Rates
• Free online banking
• Friendly Customer Service Representatives
• Multiple Financial Services