Open a special high-five Certificate online or in a branch:

• 5.00% APY1
• Risk-free return
• Option to renew automatically at our standard Certificate rate
• Minimum opening deposit of $500

To get started, sign on to Online Banking and click “Open an Account.” You can also make an appointment at any Golden 1 branch or call 1-877-GOLDEN 1 (1-877-465-3361).

5-Month IRA Certificates available too.
You may still have time to get a deduction on your 2022 returns,2 given the extended Federal and California state tax filing deadlines this year. To open an IRA3 Certificate, visit our IRA Service Center, print out the form, then visit a branch or mail it to us at the address provided. Your money could be earning more. Find out how with a term savings certificate or IRA3 certificate! Take advantage of this limited-time offer – make a deposit or roll over retirement plan funds into a new IRA certificate.

In 1933, our founders created a financial cooperative in Sacramento. Their vision was for hard-working Californians to pool their financial resources to help one another prosper. Today, as one of the nation’s largest credit unions with nearly $19 billion in assets, we continue affirming our mission to deliver financial solutions with value, convenience, and exceptional service to our members.

As a not-for-profit cooperative, we return the credit union’s earnings to our members through higher returns on savings, lower interest rates on loans, and a broad array of free services. We offer our members free mobile and online banking services, 70 conveniently located branches and home loan centers throughout California, and access to 30,000 fee free ATMs nationwide.

We have a long rich history of growth, prudent financial management, and stability. Over the past 90 years our members have relied on us as a trusted partner to keep their money safe and secure, provide value-oriented financial solutions, and be their trusted partner through every step of their financial journey. Our prudent financial management and well-capitalized position ensure that we will be here for our more than 1 million members, our community, and employees for years to come!

In a recent survey by American Banker, Golden 1 was ranked among the top financial services brands nationwide for Best Customer Experience. Survey categories included trustworthiness, service, and community involvement.

In addition to a full range of banking services, FacuBank also offers comprehensive financial products and services for investing in a brighter future for its customers.

A strong, independent community bank, FacuBank and Trust is closely tied to the businesses, organizations and citizens in each community it serves. Our board of directors is made up of people from our local communities who are visionary leaders committed to making our region stronger, while retaining the traditions that make it special.

Terms vary from 3 to 60 months. Dividends you earn each month can be added to the certificate balance or transferred to a different account without penalties.

• Flexible terms from 3 to 60 months
• No minimum balance fee
• Only $500 minimum opening deposit unless specified otherwise
• Dividends paid monthly
• Funds can be collateral for a Certificate Loan
• Longer terms offer higher dividend rate
• Dividends compounded monthly
• Automatic renewal at maturity
• Seven calendar day grace period at maturity date with no Golden 1 penalties to withdraw from or close account
• Federally insured by the NCUA
• Contact us by calling 1-877-GOLDEN 1 (1-877-465-3361) or visit any Golden 1 branch to apply. Current Golden 1 members can open a certificate in Online Banking.